I'm a product person who works in analytics and AI, and I've built inside lending, used-car finance, retail distribution and logistics. Today I help businesses where money and goods move through people and paperwork find the repetitive work eating their team's week, then build the tool that does it.
No pitch. You describe the process and I tell you honestly whether AI helps.
How we'd start. A fixed-price workflow audit: 90 minutes on how the work happens today, then a written note on where the hours and rupees go. If it's worth it, a small pilot on one task, then a build and a handover so you don't depend on me.
I saw the gap while at Spinny and built a platform for banks to lend in used trucks, a bit like Rupeek or Indiagold for vehicles. I spoke to senior leaders in the space, closed four to five loans myself as a direct selling agent of SK Finance, and pitched to VCs.
Conversational intelligence to make remote workforce management easier and cheaper for lenders. We did not make it work as a business and closed it. It taught me what lenders' teams actually need, and what it costs to find out.
It tracks about 115 lender tie-ups, payout claims, billing, GST and TDS. Its reconciliation desk sorts mismatches by the rupees at stake, groups the long tail into a few repeating patterns, and turns a repeated fix into a rule. On test data, five patterns covered 80 to 86 percent of mismatched lines.
Product work at Medikabazaar and Burger Singh, a research internship at Aurobindo Pharma, and a consumer idea I researched in full: House of Alura, affordable everyday jewellery for India.
I studied Bioengineering at IIT Kanpur, then did a Post Graduate Programme in Management at Masters' Union. I started in pharma research at Aurobindo, moved to quick-service restaurants at Burger Singh, and then spent the longest stretch at Spinny watching a small team become a large company.
At 1K Kirana I moved into product, and at Masters' Union I started building in lending: first VahanPe, then SeedsAI. Neither became a lasting business, but both left me with something useful: I know how lenders' operations work, where the paperwork piles up, and what a rupee of delay costs.
I think technology is most useful when it solves one hard, specific problem for someone who feels it every day. I'm customer-first, curious, and willing to take calculated risks for long-term impact.
I work as a one-person practice. You deal with me, not an account manager and a junior team. I also keep an IIT Kanpur network across operations, finance and engineering teams, and where it helps I'll introduce you to someone who has solved your problem before.
I write on my Substack.
Twenty minutes. Email me a line about the process that bothers you most and I'll reply with times.
Sahil